What is included in 'income'?
To work out your income, the council adds together your earnings and any unearned income you have.

Earnings - money you get from employment.

Only your net earnings are counted - that is your pay (or profit if self-employed) less tax, national insurance and half of any pension contributions.

The following amounts will be disregarded from your net weekly earnings:

The first £5 for single people
The first £10 for couples
The first £25 for lone parents
There are additional disregards in certain circumstances, for example if you or a partner is disabled.

Childcare disregards - Childcare expenses of up to £175 for one child and £300 for two or more, can be disregarded from your income when paid to a registered childcare provider. This applies to families where children are under 15 years of age (or 16 years if disabled) and where either:

a lone parent or both parents work 16 hours or more a week, or
one parent of a couple works 16 hours or more a week and the other partner gets disability benefits
Unearned income - this is any other money you have coming in and can include state benefits, private pensions, maintenance payments, charitable / voluntary payments, tax credits etc. Some unearned income is disregarded, either in part or in full. You must still tell the Council about this income. The main ones are shown as follows.

Amount disregarded

Disability Living Allowance

Attendance and Constant Attendance Allowance

War Disablement and War Widows Pensions - Havering Council, as part of its local scheme, will disregard, in full, any War Disablement or War Widows Pension you receive.

Child maintenance - Maintenance received from a partner when living apart for a child is totally disregarded from your calculations for your award for Housing Benefit, regardless of the amount received. The amount you receive will still show on your actual Housing and Council Tax Benefit calculations award but your award letter will confirm the amount being disregarded. However you will still be required to provide proof of any maintenance received from a partner living apart.

Prisoner of War payments - Payments to both Far Eastern Prisoners of War and victims of atrocities during the Second World War will be disregarded in full when assessing income. This applies to each payment received and the total sum will be disregarded when working out entitlement to benefit.

Savings and capital - This includes all bank and building society accounts, stocks and shares and any other property you may own. Your savings and capital are taken into account only if you have over £6,000.

If you are aged under 60, the first £6,000 is ignored and then an amount (called tariff income) of £1 for every £250 over £6,000 is added to your weekly income.

For example:

£6,250 = is assumed to be an income of £1 per week
£6,500 = is assumed to be an income of £2 per week
£6,750 = is assumed to be an income of £3 per week
If you are aged over 60, the first £10,000 is ignored, and then tariff income of £1 for every £500 over £10,000 is added to your weekly income.

For example:

£10,500 = is assumed to be an income of £1 per week
£11,000 = is assumed to be an income of £2 per week
£11,500 = is assumed to be an income of £3 per week
If you have a partner, your savings are added together before working out the tariff income.

If your savings and capital exceed £16,000, you will not qualify for Housing Benefit and / or Council Tax Benefit except for people who are over 60 and are in receipt of Guarantee Credit.

What if I have other people living with me?
If you have other people (called non-dependants) sharing your home, there may be a deduction made from your benefit. Only one deduction is made for each non-dependant couple.

There will be no deduction, regardless of your non-dependants circumstances, if you or your partner is:

registered blind
receiving the care component of Disability Living Allowance
receiving Attendance Allowance
A deduction will be made from your Housing Benefit if the non-dependant:

is aged 18 or over and works 16 hours or more a week with a GROSS weekly income of:

Weekly gross income
Weekly deduction
£382.00 or more
£47.75
£306.00 to £381.99
£43.50
£231.00 to £305.99
£38.20
£178.00 to £230.99
£23.35
£120.00 to £177.99
£17.00
Less than £120.00
£7.40
is aged 18 or over and works less than 16 hours a week

£7.40
is aged 25 or over and receiving Income Support or Job Seekers Allowance (Income Based)

£7.40
is aged 18 or over and is not working (eg. on state benefit)

£7.40
pensioner not receiving Pension Credit

£7.40
is receiving Employment Support Allowance (Main phase) £7.40
No deduction will be made if the non-dependant:

is under 25 and receives Income Support or Job Seekers Allowance (Income Based)
is in hospital for more than six weeks
is a full time student during the period of study
is on a Youth Training Scheme
is in legal custody
normally lives elsewhere
receiving Pension Credit
receiving Employment Support Allowance but has not been put onto main phase yet
How is Housing Benefit paid?
If you are a Council tenant

If you rent your property from the Council, your Housing Benefit will be paid weekly to your rent account.

Direct payments into your bank

Direct payment is a more effective way for us to pay you and also proves to be an efficient method for you to receive your Housing Benefit. With your Housing Benefit payments being sent directly into your bank account this makes the payment method quicker, more convenient and secure by eliminating the threat of cheques being delayed or lost in the post.

If you would like your Housing Benefit paid direct into your bank account please download the form on the right or contact the Call Centre on the number listed under the contact details on this page or visit one of our PASC offices to collect and complete a mandate to submit your bank details on.

Making a claim
If you have read the above and feel you may be entitled to Housing Benefit you can check your entitlement using our online calculator (link is on the right hand side of this page). If you wish to make a claim please print out the downloadable form or contact us to request a form.

Below is a list of everything you must do prior to returning

Your fully completed and signed claim form, this means you must answer every question.
Proof of identity for you and, if you have a partner, for them too.
Proof of National Insurance number for you and, if you have a partner, for them too.
Proof of income for you and, if you have a partner, for them too.
Proof of all income for anyone else who lives with you, (including your children or for example a grown up son or daughter or other relative or friend).
Proof of any savings, investments, stocks, shares, property or any other capital held by you, your partner including any bank or building society current accounts.
Proof of your rent, if you pay rent to a private landlord or a housing association.
If you return your form with all the proof listed above we will assess your claim straight away to ensure that you get paid in as short a time as possible.

Benefit is normally paid from the Monday after the form is received so it is important that your get your form in as soon as possible. If you return your claim form within one calendar month of the date of issue we will be able to pay benefit from the Monday after the form was issued. Please note that we may be able to pay benefit from an earlier date. For more information please read Backdating Benefit.

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Downloads
Direct payment of Housing benefit to claimants via BACS.doc [DOC document 67kb]
Direct payment of Housing Benefit to landlords via Bacs [DOC document 74kb]
Downloadable Claim Form [PDF document 165kb]
HB / CTB Explained Leaflet [PDF document 887kb]
See also
Change of circumstance
Local Housing Allowance
Online Benefits Calculator
External links
Benefits Advice at the Department for Work and Pensions
Ktos popelnil blad, moze nie donioslas wszystkich dokumentow?Idz, dowiedz sie, wez ta decyzje do CAB, ktos jest za to odpowiedzialny-przeszla ci kolo nosa niezla pomoc od panstwa!

dziękuje za informacje w takim razie musze iść i znowu się wykłócać o swoje

Tak, ale ty masz jeszcze DLA na syna, czyli dodatkowe pieniazki na zycie.A i career allowance?I wyzszy Ctc, skoro syn jest disabled.Ja mam podobna sytuacje(CTC), nie mam career allowance, bo pracuje full time, nie mam tez alimentow na dzieci, bo jestem wdowa.

[ Ostatnio edytowany przez: elizaglasgow 20-11-2010 22:31 ]

Podalam Izie na PW kwoty, bez DLA i CA oraz bez dodatku za disability do CHTC.
Alimentow rowniez nie wliczalam - ojciec mojego starszego synka nie zyje.
Iza - dla Twojej informacji - dzwonilam dzisiaj do CHB i z ciekawosci zapytalam o te zmiany ( mimo ze nie dowierzalam juz wczoraj ). Nie bylo zadnych podwyzek CHB, zle odczytalas decyzje. Na dwoje dzieci jest jak mowilam - 33,7 funta tygodniowo, co daje 134,80 funta miesiecznie. Na decyzji masz po prostu wyszczegolnione ile jest na pierwsze i drugie dziecko i potem suma calosci. Sprawdz wyciag z konta . Bedzie jak byk 134,80 . I tak az do kwietnia 2013 co najmniej .

[ Ostatnio edytowany przez: Nie_z_tej_bajki 21-11-2010 22:00 ]

No, ale masz jeszcze alimenty na drugie dziecko, albo bedziesz miala.Roznica jest duza, w skali miesiaca.Ona dostanie standardowe dodatki, 4600f rocznie na dwojke dzieci w ramach ctc, plus 545 -family element, co daje okolo 100f/tygodniowo, 33f CHB, JSA-65f i alimenty, jesli ma z kogo sciagnac, jak nie to csa jej nic nie da.Jej ex musialby miec zasilek socjalny-np.jsa, zeby mu te 5f odciagnieto na poczet alimentow.Z tych 200f bedzie musiala oplacic rachunki za media, wiec na prawde zostanie jej niewiele, szczegolnie, ze ona bedzie musiala szukac pracy, czyli wydac czasem na telefon, na znaczek na list, na bilet na autobus-nie w kazdym przypadku otrzyma pomoc z Jobcentre.Dziewczyna nie zrobi w tej chwili praktycznie nic-college jej nie przyjmie z dnia na dzien-zeby otrzymac jsa musi byc gotowa podjac prace, szukac jej, stawiac sie w jobcentre, wykazac, ze cos robi w tym kierunku.Income support w jej przypadku bylby niesprawiedliwa decyzja i pewnie dostalaby odmowe-nie ma dzieci, ktore na gwalt potrzebuja matki w domu-nie sa chore, jedno jest w szkole, drugiemu krzywda w placowce nie stanie sie zadna.Roznica w dochodzie miedzy toba a nia wynosi okolo 100f tygodniowo.Ty sobie mozesz siedziec w domu, jej nie bedzie na to stac. nie na dluzsza mete.Poza tym praca to nie tylko pieniadze, to kontakt z ludzmi, zdobywanie doswiadczenia, to wlasne zaskorniaki, nie tylko te z budzetu, to lepsze zycie.Nie ma co oszukiwac sie, ze bez pieniedzy mozna chowac dzieci.Nie dzisiaj, jak dookola tyle wspanialych rzeczy, ktore moga wywolac usmiech na twarzy dziecka, szczegolnie tego, wychowywanego przez jednego rodzica.Tutaj nie trzeba tyrac po 50 godzin, zeby to wszystko zapewnic dzieciom, ale z siedzenia w domu niestety, nic nie przybedzie i ona o tym wie.Niech zalatwi sprawe HB i ctb, bo ten jej na 100% przysluguje.

If you're getting Housing Benefit or Council Tax Benefit your Child Benefit will not be taken into account as income. But the office dealing with these benefits needs to know about your Child Benefit, so they can work out how much to give you.


http://www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCreditsandChildBenefit/Childbenefits/Paymentsandentitlements/Benefitsforparents/DG_073790

kalkulator

Izaa sprawdz sobie tutaj, wypelnij i bedziesz wiedziec, co ci przysluguje teraz, i jakbys nie pracowala, porownaj to sobie.

I pamietaj, zeby aplikowac Backdate-Housing I council Tax Benefit, mozesz otrzymac wstecz zasilek, nawet do 6 miesiecy.

Elizaglasgow dzieki za te dane bo bardzo mi sie przydały, faktycznie lepiej jest pracować bo wiadomo są większe pieniadze i bardziej można sobie pozwolić na swobodne życie ,i musze jak najszybciej znaleźć inną prace na part time w godzinach szkolnych i wtedy juz będzie super, dziękuje dziewczymy za pomoc