Powiniens miec dane jego i jego ubezpieczalni.Skontaktuj sie z nimi.
Ubezpieczyciele pomiedzy soba ustala czy ja byla wina moze byc jego twoja lub 50/50 . Co do naprawy to jesli masz tylko fire and theft to twoja ubezpieczalnia nie pokryje kosztow naprawy. Jezeli masz wykupine ekstra pomoc prawna to skontaktuj sie ze swoim ubezpieczycielem . A tu pomasz w jezyku angielskiem co powinenes zrobic zgodnie z prawem:If you have an accident and damage someone else's car but decide to cover the costs yourself, strictly speaking you should still tell your insurer about it.
If you do have an accident and your insurer subsequently finds out about it, it could result in higher premiums regardless as the insurer will consider you more of a risk.
In addition, a problem may arise if you have a second accident and it is found to be related to work undertaken for the first. If this does happen it would most likely result in non-payment of the claim, rather than cancelling the insurance or being reported for fraud, but could still end up costing you £1,000s.
bremen